Terms & Conditions

1. Introduction

Welcome to BRYT Pay. BRYT Pay is a digital-services platform developed and operated by BRYT Technologies. By registering an account, accessing, or using the BRYT Pay platform, you agree to be bound by these Terms & Conditions. Please read them carefully.

Note that BRYT Pay is a digital-services provider and utility platform; we are not a bank, financial institution, or licensed payment institution.

2. Eligibility

To use BRYT Pay, you must be capable of forming a binding contract under applicable Nigerian law. If you are registering on behalf of a legal entity, you represent that you have the authority to bind that entity to these Terms.

3. Account Registration

To access our services, you must create an account providing accurate, current, and complete information. You are solely responsible for:

• Keeping your login credentials and passwords secure.
• Maintaining the accuracy of your account information.
• Ensuring you do not share your account access with third parties.
• Not attempting to bypass our platform's security measures.

4. BRYT Pay Wallet

The BRYT Pay wallet is a digital ledger used exclusively to pay for available services on our platform. Your wallet balance represents funds available for these eligible transactions.

• The BRYT Pay wallet is not a bank account and does not accrue interest.
• Users must not attempt to unlawfully manipulate wallet balances.
• All wallet transactions are recorded, and credits or debits may be subject to verification.
• Certain transactions may require investigation before final resolution to prevent fraud.

5. Funding the Wallet

Users can fund their wallets by navigating to the Wallet section on their dashboard, generating a unique virtual account number, and transferring funds to that account from any bank app. Payment processing and account generation are handled securely by our licensed banking partners. Users should not assume a delayed transfer has been lost. If funds are debited from your bank but your wallet is not credited, please contact our support team with your payment reference.

6. Service Purchases

When purchasing a service (e.g., Airtime, Data, TV, WAEC, JAMB services), you will review the price and details before confirmation. Upon confirmation, your wallet is debited, and the service is processed. Service availability and delivery times may depend on the respective third-party service provider.

7. Airtime & Data

Airtime and data purchases are processed through external third-party infrastructure. It is your responsibility to verify the phone number, network, data plan, and amount before confirming. Successful third-party vending is generally irreversible.

8. TV Subscriptions

Users must verify their TV provider, smartcard/IUC/account number, and subscription package before payment. BRYT Pay is not responsible for funds sent to an incorrect smartcard number provided by the user.

9. WAEC Services

BRYT Pay provides processing and vending services for WAEC products (such as result checking PINs). BRYT Pay is an independent digital vendor and should not be construed as the West African Examinations Council (WAEC) itself.

10. JAMB Services

Certain JAMB-related services offered on BRYT Pay (such as JAMB Admission Letter Processing) are assistance and manual processing services. Please note:

• BRYT Pay is not an official JAMB website or officially endorsed by the Joint Admissions and Matriculation Board.
• The price displayed on our platform is BRYT Pay's processing and service fee, which should not be interpreted as the official base fee charged by JAMB.
• These services often require manual processing by our desk agents, and processing times may vary.
• Documents will only become available in your account or via email upon successful fulfillment.

11. Pricing

Prices for all services are clearly displayed before you confirm a transaction. Prices are subject to change based on market rates and provider fees. Applicable third-party charges are included in the final displayed amount.

12. Failed Transactions

A transaction may show statuses such as Pending, Processing, Successful, Failed, Reversed, or Refunded. If a transaction fails to deliver the requested value, it may require provider confirmation or manual investigation before the funds can be reversed to your wallet.

13. Refunds

Refunds are governed by our official Refund Policy. Please review it to understand your rights regarding failed or canceled transactions.

14. Prohibited Use

You agree not to use BRYT Pay to:

• Commit fraud or use stolen payment credentials.
• Attempt unauthorized access or manipulate wallet balances.
• Exploit bugs, abuse APIs, or reverse-engineer security controls.
• Submit fraudulent documents or information.
• Engage in any unlawful activities under Nigerian law.

15. Third-Party Services

BRYT Pay relies on external service providers (payment processors, telecommunications networks, billers). We cannot guarantee the uninterrupted availability of these external systems, though we remain committed to resolving any issues that arise from their use on our platform.

16. Intellectual Property

The BRYT Pay and BRYT Technologies branding, website design, software, and original content are the exclusive property of BRYT Technologies. Third-party trademarks (such as WAEC, JAMB, MTN, etc.) remain the property of their respective owners.

17. Suspension & Termination

We reserve the right to restrict, suspend, or terminate your account if we suspect fraud, abuse, security threats, or violations of these Terms & Conditions, or as required by law.

18. Changes to Terms

We may update these Terms & Conditions periodically. Continued use of the platform after updates constitutes acceptance of the revised terms. We encourage you to review this page regularly.

19. Contact Us

If you have any questions about these Terms, please contact us:

• Phone / WhatsApp: 09153375488
• Email: brytpay@gmail.com
• Location: Kaduna, Nigeria